Ultimate Money Market

Regular Money Market

Statement Savings

Passbook Savings

Certificates of Deposit

Individual Retirement Accounts

Documentation Requirements 

 

Regular Money Market Account
Funds are FDIC Insured up to $100,000.00 (based on account ownership)

If you want to earn a higher interest rate than a normal savings account, our Regular Money Market is for you.

 
Features
Minimum Deposit to Open Account:
$100.00
Minimum Balance to Avoid Statement Cycle Service Fee:
$2,500.00
Cancelled Checks Returned with Statement:
Optional
Statement Cycle Service Fee if Minimum Balance is Not Met:
$15.00
Statement Cycle Transaction Fees:
None
Statement Cycle Transaction
Limitations:
6 pre-authorized withdrawals
Unlimited in-person withdrawals
Interest Rate
Tiered based on the following balances:
Variable
$0.01 - $9,999.99
$10,000.00 - $24,999.99
$25,000.00 or over
Interest Compounded:
Monthly
Interest Credited:
End of statement cycle
Check Writing:
3 checks per statement cycle by regulation
If Transaction or Check Writing Limits Exceeded:
each $15.00
Account Statement Provided:
Monthly
ATM Card Annual Fee:
$12.00
Corus Bank ATM Transactions:
No Charge
Non-Corus Bank ATM Transactions†:
per statement cycle 4 Free
each thereafter $1.00
A $20,000 average money market balance will waive non-Corus ATM transaction fees on money market accounts.
†As a member of the STARsfsm Program ATM Network, we offer surcharge free access to over 400 Chicagoland ATMs. If you use an automated teller machine that is not operated by us or a member of the STARsfsm Program ATM Network, you may be charged a fee by the operator of the machine and/or by an automated transfer network.
Benefits
  • Funds are FDIC Insured up to $100,000.00 (based on account ownership)

  • Competitive rate of interest without limiting access to funds

  • You can request a Banker to set up the ability for you to transfer funds using our Teller Phone system

  • Complete liquidity with unlimited in-person or ATM withdrawals, balance inquires, and deposit
Companion Products
  • Totally Free Checking* - Unlimited number of checks can be written with no monthly service fees!
    *Customer purchases checks

  • Direct Deposit - Electronic deposits provide immediate availability